🗂️
Classify documents
Files each document to the right Encompass eFolder.
AI workflow automation for mortgage operations
Loyola AI helps lenders automate document review, business rules, and LOS-driven workflows end to end — with cross-checked, reviewable outputs.
Launch targeted workflows quickly, reduce repetitive manual work, and give operations teams real-time support across the loan lifecycle.
Document understanding
0 fieldsAnalyze
Assets
Income
REO
Contract
Act
Email title company
Request missing docs
Add UW conditions
Award & Recognition
The 2025 AI Pioneer Award Winner
Honored by Progress in Lending
Unknown · scanning…
Income
Assets
Identity
Property
Processing, underwriting, and closing — not generic automation.
Unknown · scanning…
Income
Assets
Identity
Property
The Problem
Too Many Tools. Not Enough ROI.
Modern mortgage teams are drowning in fragmented software, manual handoffs, and compliance gaps that slow every loan.
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Too Many Tools
Your team juggles 6+ systems for income verification, credit, assets, and documents — each with its own login, format, and lag.
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Manual Reviews Kill Time
Loan officers spend hours re-entering data, chasing borrowers for docs, and validating spreadsheets that should never exist.
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Not Enough ROI
Enterprise software promises automation but delivers expensive integrations and vendor lock-in with marginal productivity gains.
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Compliance Risk
Manual processes create audit trails that don't hold up. One missed field can delay a close or trigger a regulatory review.
The solution
Automate the manual work, end to end
Loyola AI reduces operational friction by automating manual work end to end, including document understanding, data entry, business rule automation. The result is that we can significantly increase the number of loans processors and underwriters close per month.
No-Code Workflow Builder
A no-code workflow builder for operations teams, no engineer needed. Describe each step in plain natural language, then drag, drop, and iterate to build workflows exactly as you envision them. It is transparent, not a black box, so your operations team can build and maintain every workflow, and Loyola writes the results straight back into your LOS.
Natural languageDrag and dropNo engineer needed
app.loyolaai.com/workflows/loan-processing
⚡
Works in real time
Flags a bad pay stub, a stale statement, or a missing page early, instead of days later in a queue.
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AI-native layer on your LOS
Automates document understanding and business rules on top of your traditional LOS.
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Adapts to every stage
Configurable across setup, processing, underwriting, and closing, without forcing a process change.
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You stay in control
Lending and subjective decisions stay with your team. Every output is cross-checked against the source documents and fully auditable.
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Consistent execution
Runs the same way on every file, with no variation by person, branch, or day.
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Orchestrates your tools
Picks up the tools your team already uses inside a task: pulls property data, runs credit and AUS, orders verifications.
One platform for all your automation needs
No more stare and compare.
Loyola AI is the single tech stack for automating operations work across the loan file. You stay in control, the work stays transparent, and your team owns the workflows.
SetupProcessingUnderwritingClosing
Workflow examples
AI workflows across the loan lifecycle
From the first document through closing, Loyola AI can take on work at every stage of the loan. The examples below show how one platform helps teams keep files moving, reduce manual effort, and give people clearer next steps along the way.
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Data extraction
Pulls exactly the fields you define from any document.
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Data validation
Checks the file against its source documents.
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Income calculation
Builds reviewable income worksheets for every income type.
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Asset review
Parses statements and flags deposits to source.
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Purchase contract
Reads the contract package and keeps terms current.
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Checklist automation
Runs any checklist you define against the file.
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Tool orchestration
Runs your existing tools inside the task.
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Build your own
Describe a workflow in plain language and ship it.
Setup & Processing
From a pile of documents to a submission-ready package
- Classifies, renames, and organizes every incoming document
- Validates names, addresses, dates, and amounts across the file and your LOS, and flags what doesn't match
- Pulls income and builds the income worksheet (wage earner, self-employed, rental)
- Reviews bank and asset statements; parses accounts to the 1003 and flags large deposits
- Reads the purchase-contract package and keeps the terms current end-to-end
- Runs missing-item and completeness checks, then hands underwriting a clean file
app.loyolaai.com/files/loan-1043
Documents0Fields0
Submission-readyClassify & organize
Step 1 of 4Paystub renamed, filed
W-2
Bank statement
Purchase contract
Open items2 missing items·1 mismatch flagged
Operational ROI
Faster files. More capacity. Fewer errors.
Configure once. Create value on every loan.
Up to 0%
Less manual work
in the tasks you automate
Toward 0×
Operations productivity
more done with the same team
Hundreds
Hours saved per month
freed for higher-value work
Real-time review, no waiting in the queue
Loyola AI reviews documents and responds the moment they arrive — not days later when an underwriter finally reaches the file. Issues surface immediately, every handoff gets tighter, and files move forward instead of bouncing back. For many lenders, this is the change they feel most — every day, on every file.
Do more, faster, with the same team
Reduce repetitive manual work, lift productivity, and shorten time to close. Your team handles more volume without adding headcount — freeing up hundreds of hours a month.
Consistent execution, fewer errors
Every workflow runs the same way on every file — no variation by person, branch, or day. The cross-checks catch what tired eyes miss, so execution is more consistent and less error-prone than manual review.
Security & trust
Built for secure, reviewable mortgage workflows
Encryption, role-based access, and a full audit trail, with every output linked to its source. Lending decisions stay with your team.
Encryption in transit & at restRole-based accessAudit trailPII processed only as needed
Ready to automate your first mortgage workflow?
Start with a focused workflow, launch quickly, and expand as your team sees value.