Automate all your manual, repetitive tasks
AI-native workflows run the repetitive work across processing, underwriting, closing, and more, fitting seamlessly into the process and tools your team already uses.
Your best operator, applied to every loan
Each workflow works like your most experienced team member, applying your best practices in real time the moment a trigger fires, then handing back a source-backed result you can review with confidence.
Trigger
New bank statement uploaded
checking_0492.pdf · 4 pages
Loyola AI workflow
- Classify & extract
- Parse accounts → 1003
- Cross-check vs. LOS
Reviewable output
AI summary
Create a workflow in four steps
From the work you choose to a result in real time, without writing code.
Choose the work to delegate
Pick the repetitive work you would assign to a new teammate: the reviews, checks, and follow-ups that fill your team's day.
Decide when it runs
Trigger it when a document arrives, a field changes, or a loan finishes a milestone.
Build it by talking to your data
Describe each step in plain language, preview it on real files, and release it.
Improve it as you go
When guidelines change, anyone on your team can adjust the workflow in minutes.
Building is as easy as talking to your data: visual, transparent, and flexible.
Your operations team stands up and refines its own automations, no engineers required.
Workflows for the data-heavy work across loans
From document intake to clear-to-close, each one configured around your process and the tools you already use, then extended by your team over time.
Documents
Classify & organize documents
The moment documents arrive, Loyola AI handles intake end to end, so your team starts every loan from a clean, fully organized eFolder instead of a pile of unsorted files.
- Identifies each document and renames it consistently
- Files it in the correct Encompass eFolder
- Flags missing items or unusable documents
- Triggers the next task or review
Paystub_Sep.pdf → Income
Chase_stmt_0492.pdf → Assets
URLA_1003.pdf → Application
Scan_8841.pdf → Unreadable
W-2 · 2024
Identified, renamed, and filed to the right Encompass eFolder.
Extraction
Extract exactly the data you need
Loyola AI reads any mortgage document and returns exactly the data you define, structured and ready to use.
- Define the extraction in plain natural language
- Adjust what you capture on the fly
- Handles new and non-standard documents
- Highly reliable, structured to your spec
Borrower
Employer
Base pay
YTD gross
Pay cycle
Custom fields you define, reliable and structured to your spec.
Validation
Validate the file against its documents
Checks the data in your LOS and 1003 against the source documents, no more stare-and-compare. Mismatches raise an alert at intake.
- Validates LOS / 1003 against source docs
- Catches keying errors and stale data
- Points to the exact document
Note rate
Loan amount
Subject address
Monthly income
1003 shows $7,450
Mismatches flagged at intake, pointing to the document.
Income
Build reviewable income worksheets
Turns pay stubs, W-2s, and returns into a clean, reviewable income worksheet your team can sign off on.
- Calculates wage earner and self-employed income
- Pulls rental income from Schedule E
- Itemizes each pay stub line by line
- Provides source documents for the numbers
Wage earner
W-2 and pay stubs
Self-employed
Schedule C and corporate returns
Partnership / S-corp
K-1 income
Bank statement
12 and 24-month
Rental
Schedule E
Every income type, each with a reviewable worksheet.
Assets
Review assets and source deposits
Reads each bank statement, parses out accounts and balances, adds them to the 1003, then surfaces items worth a look.
- Accounts and balances parsed into the 1003
- Large deposits flagged for sourcing
- Asset summaries and missing-document checks
Chase checking ••4092
Chase savings ••7741
Large deposit · $14,200
needs sourcing
Parsed into the 1003; large deposits flagged for sourcing.
Property
Read the purchase-contract package
Reads the contract, addenda, and counteroffers together, extracts the key terms and parties, and keeps them up to date as the deal changes.
- Purchase price, closing date, and contingency dates
- Seller concessions and closing cost allocation
- Seller, buyer's agent, and seller's agent
- Updates as terms are amended
Purchase price
Closing date
Seller
Buyer's agent
Coastline Realty
Seller's agent
Summit Realty
Kept current across addenda and counteroffers.
Underwriting
Turn any checklist into a workflow
Checklists run at many points across a loan's lifecycle. Give Loyola AI any checklist and it works every item against the file.
- Works any checklist: underwriting, appraisal review, QC, closing
- Flags what's verified, needs review, or missing, with evidence
- Frees your team from running checklists by hand
Verify employment (VOE)
3rd party, within 10 business days of Note date
Self-employed business search
Secretary of State
Two months' bank statements
missing for 2 accounts
Large deposits
$14,200 needs sourcing
+ 14 more conditions
Conditions raised at initial underwriting, with the evidence attached.
Orchestration
Orchestrate the tools you already use
Loyola AI is the layer on top of your LOS that picks up your existing tools and puts them to work inside a task, the way a person would.
- Works with your existing stack, no rip and replace
- Runs the tools for you, no manual hand-offs
- Writes every result back to your LOS, email, and reports
Pull property data
Title · Redfin · public records
Run AUS · DU / LPA
Verify employment (VOE)
The Work Number
Run external lookups
USPS · FEMA disaster · NMLS
Send status email
borrower and agent
Runs your existing tools and feeds the results into the workflow.
Ready to automate your first mortgage workflow?
Start with a focused workflow, launch quickly, and expand as your team sees value.